Bonus Spreadsheet: The pro version includes a commercial license of the Credit Repair edition.įollow these simple steps to use the debt snowball worksheet:.You can use it to print reports or create PDF reports, but the commercial license doesn't permit sharing the actual spreadsheet file.The templates includes a section at the top to list your client's name and the preparer's name and address (see the screenshot).Unlike the free version, which is allowed only for personal use, you can use the pro version to help clients that you are advising.The Commercial Use License allows you to use the spreadsheet in your business. One of the included files lets you list up to 20 creditors, and if that isn't enough, there is also a version that lets you list up to 40. The Pro version of the calculator serves two main purposes: 1. Thanks for sharing a great way to evaluate and strategize debt reduction.' - Morgen Kimbrell & David Hayhurst The Debt Reduction Calculator saved us hours of time, a quarter of a million dollars and will result in our paying off all loans in 1/2 the time. When we found the debt reduction calculator we ran multiple preprogramed scenarios, and a couple of our own and discovered the optimum method for us. We were paying down each loan, distributing our liquid cash among all the loans evenly. 'We have multiple rentals, and so mortgage loans. What users are saying about this template